Terms of Service

Last Updated: November 15, 2023

Please read these Terms of Service carefully before using the Viwojo Raxuva website and services. By accessing or using our services, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing or using any part of our services, you agree to become bound by these Terms. If you do not agree to all the terms and conditions, then you may not access the website or use any services.

2. Description of Service

Viwojo Raxuva provides financial education services including online courses, coaching sessions, and educational materials. Our services are designed to improve financial literacy and are for educational purposes only.

3. User Accounts

When you create an account with us, you must provide accurate and complete information. You are responsible for safeguarding your account password and for any activities under your account.

4. Payment Terms

Fees for our services are as described on our website. You agree to pay all fees charged for the services you purchase. All fees are in Canadian dollars and are non-refundable except as provided in our refund policy.

5. Intellectual Property

All content included on our website and in our services, such as text, graphics, logos, images, and course materials, is the property of Viwojo Raxuva or its content suppliers and protected by copyright laws.

6. User Conduct

You agree not to use our services to:

7. Disclaimer of Financial Advice

Viwojo Raxuva provides educational content only. We are not a financial advisor, and our services do not constitute financial advice. You should consult with qualified financial professionals before making financial decisions.

8. Limitation of Liability

To the maximum extent permitted by law, Viwojo Raxuva shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use our services.

9. Indemnification

You agree to indemnify and hold harmless Viwojo Raxuva from any claims, damages, losses, liabilities, and expenses arising from your use of our services or violation of these Terms.

10. Termination

We may terminate or suspend your account and access to our services at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein.

12. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of significant changes through our website or by email. Your continued use of our services after changes constitutes acceptance of the new Terms.

13. Contact Information

If you have any questions about these Terms, please contact us at:

Viwojo Raxuva
123 Cyber Finance Ave
Toronto, ON M5V 2T6
Canada
Email: legal@viwojo-raxuva.sbs
Phone: +1 4373116776

Disclaimer: Viwojo Raxuva provides educational content only and does not constitute financial advice. We are not financial advisors, and the information provided should not be considered as tailored financial advice. Past results are not indicative of future performance. Always consult with a qualified financial professional before making any financial decisions. Results may vary based on individual circumstances and commitment to implementing the strategies taught.